Compare the Best Local Rates

Highest Current Irvine, CA Bank Account Rates

It’s common for local financial institutions like credit unions and community banks to provide deposit accounts interest rates that are much higher than offers from national and chain banks. However, just because a bank or credit union is small doesn’t mean its rates are truly competitive.

Now that it’s the end of the month, let’s take a look at where the best bank account interest rates can be found in Irvine, CA. Irvine Banking Rates has put together a list of the best bank account rates in Irvine (within a 50-mile radius) for savings and CD accounts:

Top Savings Interest Rates in Irvine



  • First Entertainment Credit Union: 7%
  • Bopti Credit Union: 2.27%
  • Long Beach Firemen S Credit Union: 2%


Best Irvine 6-Month CD Rates



  • SCE Credit Union: 4.85%
  • F & A Credit Union: 2.09%
  • American Plus Bank, N.A.: 2.02%


Highest Irvine 12-Month CD Interest Rates



  • SCE Credit Union: 4.84%
  • F & A Credit Union: 2.3%
  • American Plus Bank, N.A.: 2.27%


Best 24-Month CD Rates in Irvine



  • SCE Credit Union: 4.84%
  • F & A Credit Union: 2.54%
  • American Plus Bank, N.A.: 2.53%



Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.