Irvine Mortgage Rates

One of the most famous “planned” cities in the world, Irvine is a wonderful place to live. If you’re thinking of moving here to soak up the lovely climate and easy-going way of life, Irvine Banking Rates could help you find mortgage rates that will save you a significant amount of money.

Finding a low mortgage rate on a home in the villages of College Park, Deerfield or El Camino Real will be everyone’s goal, regardless of how much they’re looking to spend. Let Irvine Banking Rates be your guide.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	6.14%	0.700
15 year fixed mortgage	5.81%	0.700
5 year ARM	5.98%	0.600

Type	Rate	Avg Points
HELOC variable	5.37%	N/A

Type	Rate	Avg Points
60 month new car loan	6.28%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.29%	N/A
credit card reward	9.84%	N/A
prime rate	4.00%	N/A

Type	Rate	Avg Points
bank savings account	0.17%	N/A
bank money markey account	1.52%	N/A

November 20, 2008

IndyMac borrowers can get mortgage counseling

The modification program is designed to lower payments on a first mortgage to 38% of the borrower's income by reducing interest rates, extending the loan's ...

Compare Rates of Irvine, CA Mortgage Lenders

Irvine Banking Rates can connect you with mortgage lenders offering the best rates based on your current credit score. If you’re looking for a local Irvine, CA mortgage lender, send us your information today and we will help you compare rates.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Irvine, CA Mortgage Rates and Your Credit Score

Your credit score will affect the rates you are offered on your Irvine, CA mortgage. If you want the lowest mortgage rates, aim for a credit score that is considered “good” or “excellent”. Don’t know your credit score? Irvine Banking Rates recommends GoFreeCredit.com where you can get your free credit report and score.

Types of Mortgage Loans

There are many types of mortgage loans. Whether Irvine, CA homeownership is a dream you’re working toward, or you’re looking to add to your property investments, Irvine Banking Rates can help you find the best mortgage rates. The most popular types of mortgages are:

Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Refinance Mortgages

No matter what type of mortgage seek, we connect you with lenders who offer adjustable rate mortgages or fixed rate mortgages, and if you’re looking to refinance you Irvine, CA mortgage loan, we can help you, too.

Irvine Banking Rates