The main difference between buying a condominium and a single-family home is the type of ownership you receive. With a condominium you get the exclusive right to the interior space of your dwelling unit, but the land, walls, grounds, fences and facilities are owned in common with the other owners in the complex. With a single-family home you are the sole owner of the building and the land it sits on. This is “fee simple” ownership. 
With interest rates at historic lows and home prices at or near bottom, now may be the perfect time to purchase a home. Although home prices may drop slightly before moving higher, the risk of missing out on today’s current low interest rates can have a greater financial impact instead of not picking the absolute bottom of the housing market.
Whether you live in Irvine because you’re from here, or because you were drawn to it by the sunny weather and world-class urban planning, Irvine Banking Rates wants to help you improve your financial picture. We could help you meet many of your financial goals by finding you with smart, timely information. Rate options include:
Our trusted network of Irvine mortgage lenders, loan officers, insurers and other financial professionals is eager to help you find the best rates on all sorts of financial commitments. We take complex information and translate all the legal jargon into terms everyone can understand. Best of all, it’s fast easy and free.
At Irvine Banking Rates, you can compare checking and savings account rates in Irvine. Our data is always current and up-to-date to ensure that you get the best rates possible.
As you make this decision to choose a Irvine bank, we can also help you:
